Shorty is a member of the McGuire Family.

We’ve all heard the saying that a dog is “man’s best friend.” For many people, their pets are an extended member of their families. The family dog, cat, or even bird are an important and meaningful addition to many families. I even have some friends without kids who call their cats and dogs their “fur children.” As part of their family, they would hate for their pet’s care, and life, to be dependent on their budget. In some cases, if their pet is relatively healthy, a family may end up spending more on premiums than they would out-of-pocket. Faced with a life/death or painful situation, many pet owners would be tempted to go into debt to keep their pet alive and healthy. For this reason, pet insurance might be a good option. Not unlike health insurance, having it may be an additional expense, but not having it is a gamble.

What can pet insurance do for your “fur children”? Veterinary medicine has advanced so much in the past few years. Did you know that your dog can have an MRI or undergo a kidney transplant? They can even go through radiation therapy. This kind of advancement in pet care makes it possible for vets to make better diagnoses and catch potentially fatal ailments. It’s also driven up the cost of care. Pet owners now have the option to save their furry loved one with expensive procedures that could cost a few thousand dollars–procedures that could be reduced greatly through insurance. “Fur parents” can often save money on pet insurance by insuring multiple pets, just like getting a discount for insuring more than one car. Plus premiums are lower for younger pets than older pets. Some animals can be denied coverage if they have a preexisting condition or if their breed is known to have hereditary problems. Check with your employer to see if they offer pet insurance as a voluntary benefit.

Learn more about the cost of owning and insuring your pet at msn.com and if you’d like to shop for pet insurance check out:

PetCare Pet Insurance

Veterinary Pet Insurance

Embrace Pet Insurance

Petshealth Care Plan

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